INSURANCE / SALARY
UNITED STATES

SALARY SURVEYS

443

UPDATED
September 2023
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(based on your career and experience)

AVERAGE SALARY / YEAR

MOST TYPICAL SALARY / YEAR

Gross income

Net (after tax)

$78,513 USD

£61,143 GBP

New York City

$102,412 USD

$47,000 USD

£36,601 GBP

Including "New York City"

Excluding "New York City"

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Average Salary / Insurance / United States

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Average salary for Insurance / United States is $78,513 USD per year. The most typical earning is $47,000 USD. All data are based on 443 salary surveys. Salaries are different between men and women. Men receive an average salary of $94,800 USD. Women receive a salary of $59,300 USD.

Based on education, the highest salaries receive people with Doctorate Degree with salary of $116,400 USD. The second most paid education level is Masters Degree with salary of $105,600 USD.

Different experiences affect earning as well. People with 16-20 Years of experience receive salary of $119,000 USD. Employees with 20+ Years of experience receive $101,100 USD.

Levels / Insurance / United States (Gross USD)

Salary Levels (USD) per Year	Surveys	[%]
$10,000 USD - $14,999 USD	0	n/a
$15,000 USD - $19,999 USD	2	100% 0.45%
$20,000 USD - $24,999 USD	14	99.55% 3.16%
$25,000 USD - $29,999 USD	16	96.39% 3.61%
$30,000 USD - $34,999 USD	23	92.78% 5.19%
$35,000 USD - $39,999 USD	23	87.58% 5.19%
$40,000 USD - $44,999 USD	33	82.39% 7.45%
THE MOST TYPICAL SALARY
$45,000 USD - $49,999 USD	34	74.94% 7.67%
$50,000 USD - $54,999 USD	32	67.27% 7.22%
$55,000 USD - $59,999 USD	13	60.05% 2.93%
$60,000 USD - $64,999 USD	28	57.11% 6.32%
$65,000 USD - $69,999 USD	25	50.79% 5.64%
$70,000 USD - $74,999 USD	11	45.15% 2.48%
$75,000 USD - $79,999 USD	22	42.66% 4.97%
$80,000 USD - $84,999 USD	21	37.7% 4.74%
$85,000 USD - $89,999 USD	9	32.96% 2.03%
$90,000 USD - $94,999 USD	15	30.93% 3.39%
$95,000 USD - $99,999 USD	5	27.54% 1.13%
$100,000 USD - $104,999 USD	21	26.41% 4.74%
$105,000 USD - $109,999 USD	3	21.67% 0.68%
$110,000 USD - $114,999 USD	13	20.99% 2.93%
$115,000 USD - $119,999 USD	7	18.06% 1.58%
$120,000 USD - $124,999 USD	8	16.48% 1.81%
$125,000 USD - $129,999 USD	9	14.67% 2.03%
$130,000 USD - $134,999 USD	4	12.64% 0.9%
$135,000 USD - $139,999 USD	4	11.74% 0.9%
$140,000 USD - $144,999 USD	6	10.84% 1.35%
$145,000 USD - $149,999 USD	2	9.48% 0.45%
HIGH SALARIES
$150,000 USD - $159,999 USD	8	9.03% 1.81%
$160,000 USD - $169,999 USD	4	7.22% 0.9%
$170,000 USD - $179,999 USD	4	6.32% 0.9%
$180,000 USD - $189,999 USD	2	5.42% 0.45%
$190,000 USD - $199,999 USD	2	4.97% 0.45%
$200,000 USD - $209,999 USD	5	4.51% 1.13%
$210,000 USD - $219,999 USD	2	3.39% 0.45%
$220,000 USD - $229,999 USD	2	2.93% 0.45%
$230,000 USD - $239,999 USD	1	2.48% 0.23%
$240,000 USD - $249,999 USD	2	2.26% 0.45%
$250,000 USD - $349,999 USD	8	1.81% 1.81%

Gender / Insurance / United States (Gross USD)

#		Surveys		AVERAGE SALARY / YEAR
1	Men	219	$94,800 USD
2	Women	140	$59,300 USD

Education / Insurance / United States (Gross USD)

#		Surveys
1	Doctorate Degree	15	$116,400 USD
2	Masters Degree	65	$105,600 USD
3	Bachelors Degree	217	$82,500 USD
4	Bellow H. School	3	$60,700 USD
5	High School	29	$58,300 USD
6	Some College	114	$56,100 USD

Experience / Insurance / United States (Gross USD)

#		Surveys
1	16-20 Years	32	$119,000 USD
2	20+ Years	110	$101,100 USD
3	12-16 Years	41	$85,600 USD
4	8-12 Years	81	$78,700 USD
5	4-8 Years	76	$65,400 USD
6	2-4 Years	44	$54,400 USD
7	1-2 Years	25	$48,400 USD
8	0-1 Year	34	$40,800 USD

Age / Insurance / United States (Gross USD)

#		Surveys
1	66-70	2	$145,000 USD
2	71-75	2	$132,500 USD
3	61-65	16	$124,800 USD
4	51-55	31	$118,800 USD
5	41-45	44	$97,200 USD
6	46-50	37	$94,900 USD
7	31-35	51	$81,500 USD
8	36-40	46	$71,400 USD
9	n/a	84	$68,000 USD
10	56-60	28	$67,900 USD
11	26-30	59	$61,400 USD
12	14-20	7	$49,300 USD
13	21-25	35	$48,500 USD
14	76-99	1	$45,000 USD

Work Type / Insurance / United States (Gross USD)

#		Surveys
1	Self Employed	31	$99,900 USD
2	Permanent	375	$78,200 USD
3	Part Time	21	$63,700 USD
4	Contract	16	$62,800 USD

States / Insurance / United States (Gross USD)

#		Surveys
1	Rhode Island	1	$160,000 USD
2	Arkansas	1	$130,000 USD
3	Wisconsin	4	$124,800 USD
4	North Carolina	14	$121,300 USD
5	New Jersey	4	$107,500 USD
6	Massachusetts	14	$102,400 USD
7	Missouri	14	$99,300 USD
8	New York State	27	$98,000 USD
9	Kansas	2	$96,300 USD
10	Louisiana	5	$92,800 USD
11	Illinois	28	$92,600 USD
12	Delaware	2	$88,000 USD
13	Alabama	2	$88,000 USD
14	Nebraska	2	$87,500 USD
15	Texas	59	$83,800 USD
16	Connecticut	4	$82,500 USD
17	Colorado	6	$81,200 USD
18	Maryland	13	$79,400 USD
19	District Of Columbia (DC)	4	$76,500 USD
20	California	38	$75,400 USD
21	Pennsylvania	14	$75,300 USD
22	Arizona	11	$72,600 USD
23	Nevada	2	$72,500 USD
24	Washington State	8	$71,400 USD
25	Florida	29	$70,900 USD
26	Oregon	7	$70,000 USD
27	Utah	8	$66,300 USD
28	Michigan	5	$65,200 USD
29	Georgia	17	$64,600 USD
30	Minnesota	9	$64,300 USD
31	Hawaii	1	$63,000 USD
32	Mississippi	2	$61,500 USD
33	Iowa	5	$61,200 USD
34	Tennessee	9	$52,100 USD
35	Ohio	13	$47,600 USD
36	Oklahoma	5	$46,900 USD
37	Idaho	1	$45,000 USD
38	South Carolina	2	$43,500 USD
39	Virginia	4	$42,600 USD
40	Indiana	6	$42,000 USD
41	Kentucky	8	$40,600 USD
42	North Dakota	2	$31,300 USD
43	Maine	2	$27,500 USD
44	Montana	1	$25,000 USD

Cities / Insurance / United States (Gross USD)

#		Surveys
1	Charlotte	7	$162,100 USD
2	Madison	3	$126,700 USD
3	Lubbock	2	$120,000 USD
4	Colorado Springs	2	$117,500 USD
5	Fort Lauderdale	4	$107,000 USD
6	St. Louis	9	$106,100 USD
7	Dallas	25	$102,700 USD
8	Boston	13	$102,600 USD
9	New York City	25	$102,400 USD
10	Sacramento	6	$99,000 USD
11	Overland Park	2	$96,300 USD
12	Baton Rouge	4	$94,800 USD
13	Chicago	28	$92,600 USD
14	Irvine	3	$90,000 USD
15	Austin	9	$87,700 USD
16	Omaha	2	$87,500 USD
17	Kansas City	5	$86,900 USD
18	San Diego	5	$85,200 USD
19	Philadelphia	9	$83,600 USD
20	Phoenix	8	$83,200 USD
21	Hartford	4	$82,500 USD
22	Miami	6	$81,400 USD
23	Baltimore	13	$79,400 USD
24	--Other--	28	$77,600 USD
25	Newark	3	$76,700 USD
26	Washington DC	4	$76,500 USD
27	Raleigh	3	$76,000 USD
28	Fort Worth	2	$75,100 USD
29	Los Angeles	12	$71,700 USD
30	Detroit	4	$70,300 USD
31	Portland, Oregon	7	$70,000 USD
32	Arlington	2	$68,500 USD
33	Seattle	6	$68,400 USD
34	Salt Lake City	8	$66,300 USD
35	Minneapolis	8	$64,800 USD
36	Atlanta	17	$64,600 USD
37	Orlando	5	$64,200 USD
38	Denver	4	$63,000 USD
39	Tampa	12	$62,100 USD
40	Jackson	2	$61,500 USD
41	Des Moines	5	$61,200 USD
42	Pittsburgh	5	$60,500 USD
43	Houston	12	$57,800 USD
44	San Francisco	7	$57,000 USD
45	Cincinnati	3	$57,000 USD
46	Nashville	8	$53,400 USD
47	Oklahoma City	3	$50,500 USD
48	Cleveland	7	$50,200 USD
49	Virginia Beach	2	$46,500 USD
50	Irving	3	$45,200 USD
51	Louisville	6	$45,100 USD
52	Columbia, South Carolina	2	$43,500 USD
53	Tulsa	2	$41,500 USD
54	Indianapolis	5	$40,000 USD
55	St. Petersburg	2	$36,000 USD
56	Columbus	3	$32,000 USD
57	Fargo, North Dakota	2	$31,300 USD
58	Portland, Maine	2	$27,500 USD

Careers / Insurance / United States (Gross USD)

#		Surveys
1	Risk Management Insurance	24	$105,400 USD
2	Life Insurance	11	$97,800 USD
3	Insurance Broker	27	$96,900 USD
4	Insurance Underwriter	54	$82,800 USD
5	Health Insurance	31	$82,000 USD
6	Commercial Insurance	41	$79,200 USD
7	Insurance	57	$77,700 USD
8	Insurance Agent	44	$77,500 USD
9	Title Insurance	7	$76,200 USD
10	Insurance Adjuster	48	$73,800 USD
11	Other Insurance Career	44	$68,400 USD
12	Insurance Sales	33	$64,400 USD
13	Marketing Associate Insurance	9	$61,700 USD
14	General Insurance	13	$53,400 USD

People's individual salary examples (surveys)

Producer

Posted 18 May 2023
Key knowledge and tasks

"Generate new business' to build book."

City	Education	Experience	Knowledge	Gross salary / year
Phoenix	High School	1-2 Years	Intermediate	$130,000 USD

Chief Underwriting & Marketing Officer

Posted 10 September 2022
Key knowledge and tasks

"Operation of company activities. Supervision of staff, setting budgets. Marketing plans and activities."

City	Education	Experience	Knowledge	Gross salary / year
Austin	Masters Degree	16-20 Years	Expert	$89,000 USD

Claims Manager

Posted 08 September 2022
Key knowledge and tasks

"Manage claims team."

City	Education	Experience	Knowledge	Gross salary / year
Durham	Bachelors Degree	16-20 Years	Advanced	$125,000 USD

General Adjuster

Posted 01 September 2022
Key knowledge and tasks

"Inspect damages to homes and businesses. Write estimates, complete required letters."

City	Education	Experience	Knowledge	Gross salary / year
San Diego	Bachelors Degree	16-20 Years	Expert	$145,000 USD

Director Strategy

Posted 14 April 2022
Key knowledge and tasks

"Strategic planning."

City	Education	Experience	Knowledge	Gross salary / year
Boston	Bachelors Degree	4-8 Years	Advanced	$180,000 USD

Compliance Manager

Posted 06 April 2022
Key knowledge and tasks

"Analysis and Compliance."

City	Education	Experience	Knowledge	Gross salary / year
New York City	Masters Degree	8-12 Years	Expert	$127,000 USD

Actuary

Posted 06 March 2022
Key knowledge and tasks

"Pricing, reserving, forecasting."

City	Education	Experience	Knowledge	Gross salary / year
Boston	Bachelors Degree	2-4 Years	Intermediate	$112,000 USD

Selling Insurance

Posted 15 February 2022
Key knowledge and tasks

"To sell insurance to people."

City	Education	Experience	Knowledge	Gross salary / year
Denver	Doctorate Degree	16-20 Years	Expert	$73,600 USD

Product Manager

Posted 13 January 2022
Key knowledge and tasks

"Reporting and Analytics."

City	Education	Experience	Knowledge	Gross salary / year
Chicago	Bachelors Degree	1-2 Years	Intermediate	$85,000 USD

Automobile Damage Appraiser

Posted 02 January 2022
Key knowledge and tasks

"Accessing damage & cost to repair."

City	Education	Experience	Knowledge	Gross salary / year
Boston	Some College	1-2 Years	Advanced	$72,000 USD

Supervisor

Posted 29 December 2021
Key knowledge and tasks

"Claims."

City	Education	Experience	Knowledge	Gross salary / year
Orlando	Bachelors Degree	2-4 Years	Intermediate	$110,000 USD

Agency Owner

Posted 03 December 2021
Key knowledge and tasks

"Oversee a team of insurance agents."

City	Education	Experience	Knowledge	Gross salary / year
Baltimore	Bachelors Degree	16-20 Years	Expert	$300,000 USD

Consultant

Posted 03 December 2021
Key knowledge and tasks

"Consulting."

City	Education	Experience	Knowledge	Gross salary / year
--Other--	Bachelors Degree	16-20 Years	Advanced	$190,000 USD

Medical Economics Manager

Posted 07 October 2021
Key knowledge and tasks

"Data analytics."

City	Education	Experience	Knowledge	Gross salary / year
Philadelphia	Bachelors Degree	12-16 Years	Advanced	$110,000 USD

Adjuster

Posted 23 September 2021
Key knowledge and tasks

"Process medical claims."

City	Education	Experience	Knowledge	Gross salary / year
Tampa	Some College	4-8 Years	Intermediate	$44,200 USD

Insurance

Posted 17 September 2021
Key knowledge and tasks

"Insurance."

City	Education	Experience	Knowledge	Gross salary / year
Dover, Delaware	Bachelors Degree	4-8 Years	Advanced	$66,000 USD

Crop Insurance Adjuster

Posted 30 August 2021
Key knowledge and tasks

"Adjust damages."

City	Education	Experience	Knowledge	Gross salary / year
New York City	Masters Degree	16-20 Years	Advanced	$110,000 USD

Account Rep

Posted 29 August 2021
Key knowledge and tasks

"Insurance Knowledge."

City	Education	Experience	Knowledge	Gross salary / year
New York City	High School	1-2 Years	Advanced	$65,000 USD

Sales

Posted 28 August 2021
Key knowledge and tasks

"Selling insurance."

City	Education	Experience	Knowledge	Gross salary / year
San Francisco	Bachelors Degree	4-8 Years	Intermediate	$80,000 USD

Licensed Sales Producer

Posted 25 March 2021
Key knowledge and tasks

"Personal lines broker-agent certificate."

City	Education	Experience	Knowledge	Gross salary / year
San Francisco	Some College	8-12 Years	n/a	$42,000 USD

Senior Underwriter

Posted 13 December 2020
Key knowledge and tasks

"CPCU, ARM, AU; handle large property accounts. train new underwriters in my unit. Assist other underwriters with property questions."

City	Education	Experience	Knowledge	Gross salary / year
Dallas	Bachelors Degree	20+ Years	n/a	$150,000 USD

Account Rep

Posted 01 December 2020
Key knowledge and tasks

"Chartered Financial Consultant."

City	Education	Experience	Knowledge	Gross salary / year
Cleveland	Bachelors Degree	20+ Years	n/a	$18,000 USD

Vice President

Posted 29 September 2020
Key knowledge and tasks

"Marketing account executive. 
CPCU designation."

City	Education	Experience	Knowledge	Gross salary / year
Houston	Bachelors Degree	12-16 Years	n/a	$234,000 USD

Business Development

Posted 16 September 2020
Key knowledge and tasks

"Creating new products, partnerships, and forays into adjacent markets."

City	Education	Experience	Knowledge	Gross salary / year
Madison	Bachelors Degree	8-12 Years	n/a	$213,000 USD

Medicare Sales Rep

Posted 05 September 2020
Key knowledge and tasks

"Selling insurance."

City	Education	Experience	Knowledge	Gross salary / year
Sacramento	Some College	4-8 Years	n/a	$130,000 USD

Eligibility Specialist

Posted 09 August 2020
Key knowledge and tasks

"I determine eligibility for short term disability claims and FMLA."

City	Education	Experience	Knowledge	Gross salary / year
Portland, Maine	Bachelors Degree	4-8 Years	n/a	$34,000 USD

Independent Insurance Agent

Posted 01 May 2020
Key knowledge and tasks

"Life Accident and Health Insurance License."

City	Education	Experience	Knowledge	Gross salary / year
Salt Lake City	Some College	2-4 Years	n/a	$30,000 USD

Reinsurance

Posted 23 March 2020
Key knowledge and tasks

"Ceded and Assumed reinsurance underwriter."

City	Education	Experience	Knowledge	Gross salary / year
Charlotte	Bachelors Degree	16-20 Years	n/a	$300,000 USD

Ia&h Intern

Posted 09 October 2019
Key knowledge and tasks

"Its great and i love it."

City	Education	Experience	Knowledge	Gross salary / year
New York City	Some College	2-4 Years	n/a	$30,000 USD

Placement Specialist

Posted 16 August 2019
Key knowledge and tasks

"Data analytics, placement management."

City	Education	Experience	Knowledge	Gross salary / year
New York City	Bachelors Degree	8-12 Years	n/a	$96,000 USD

Insurance Agent/csr

Posted 09 August 2019
Key knowledge and tasks

"Insurance sales and service for all personal lines."

City	Education	Experience	Knowledge	Gross salary / year
Atlanta	Some College	20+ Years	n/a	$32,000 USD

Broker

Posted 30 July 2019
Key knowledge and tasks

"Selling Insurance and account management."

City	Education	Experience	Knowledge	Gross salary / year
Sacramento	Some College	20+ Years	n/a	$112,000 USD

Business Transformation Manager

Posted 19 July 2019
Key knowledge and tasks

"A business transformation manager is responsible for identifying an area of opportunity within a company and implementing processes to change its performance for the better. In this career, your job duties include overseeing all aspects of the company, implementing any procedural change necessary, and improving how the people in the company perform through measurable improvements. The qualifications needed for a career as a business transformation manager include a bachelor’s degree in business management. However, since this is an advanced position, many employers require a master’s degree. You also need strong organizational and leadership skills."

City	Education	Experience	Knowledge	Gross salary / year
Baltimore	Masters Degree	12-16 Years	n/a	$90,000 USD

Managing Agent

Posted 01 July 2019
Key knowledge and tasks

"Writing insurance products and such."

City	Education	Experience	Knowledge	Gross salary / year
Irving	Some College	8-12 Years	n/a	$75,000 USD

Underwriting Assistant

Posted 12 June 2019
Key knowledge and tasks

"Rating New and renewal business, endorsements, invoicing, filings, ordering loss control, binding, oden notices."

City	Education	Experience	Knowledge	Gross salary / year
Atlanta	Some College	20+ Years	n/a	$42,000 USD

Senior Health Analyst

Posted 10 June 2019
Key knowledge and tasks

"State regulatory analyst."

City	Education	Experience	Knowledge	Gross salary / year
Boston	Bachelors Degree	20+ Years	n/a	$78,000 USD

Life Insurance Agent

Posted 09 June 2019
Key knowledge and tasks

"I SELL LIFE INSURANCE, MORTGAGE PROTECTION, AND FIXED ANNUITIES."

City	Education	Experience	Knowledge	Gross salary / year
Tampa	Some College	20+ Years	n/a	$50,000 USD

Manager

Posted 24 May 2019
Key knowledge and tasks

"Insurance Sales & Service."

City	Education	Experience	Knowledge	Gross salary / year
Honolulu	High School	16-20 Years	n/a	$63,000 USD

Senior Vice President

Posted 17 April 2019
Key knowledge and tasks

"Responsible for P&L of countrywide book of insurance. Staff management, key client relations."

City	Education	Experience	Knowledge	Gross salary / year
Dallas	Some College	20+ Years	n/a	$225,000 USD

Claims

Posted 10 March 2019
Key knowledge and tasks

"Doing Claims reports for Auto and Homes."

City	Education	Experience	Knowledge	Gross salary / year
Spokane	Bachelors Degree	0-1 Year	n/a	$40,800 USD

Sales Support Coordinator

Posted 08 March 2019
Key knowledge and tasks

"I am responsible for quality control and sales support for call center of licensed insurance agents."

City	Education	Experience	Knowledge	Gross salary / year
Houston	Bachelors Degree	12-16 Years	n/a	$32,000 USD

Sales Agent

Posted 01 March 2019
Key knowledge and tasks

"Provide property insurance to customers."

City	Education	Experience	Knowledge	Gross salary / year
Tulsa	Some College	20+ Years	n/a	$45,000 USD

Property Claims Adjuster Iii

Posted 20 February 2019
Key knowledge and tasks

"Manage an examiner desk, properly adjusting large property claims."

City	Education	Experience	Knowledge	Gross salary / year
Dallas	Bachelors Degree	20+ Years	n/a	$92,000 USD

Manager

Posted 13 February 2019
Key knowledge and tasks

"Sales, Services and retention."

City	Education	Experience	Knowledge	Gross salary / year
Chicago	Bachelors Degree	20+ Years	n/a	$60,000 USD

Insurance Contract Specialist

Posted 16 January 2019
Key knowledge and tasks

"I oversaw all the P&C insurance for the school district, read contracts and negotiated terms for the district's insurance. I did accident investigations."

City	Education	Experience	Knowledge	Gross salary / year
Fort Worth	Bachelors Degree	16-20 Years	n/a	$85,000 USD

Avp, Account Executive

Posted 11 January 2019
Key knowledge and tasks

"Consulting, managing team, presentation to c-suite."

City	Education	Experience	Knowledge	Gross salary / year
St. Louis	Bachelors Degree	12-16 Years	n/a	$125,000 USD

Underwriting Manager

Posted 08 January 2019
Key knowledge and tasks

"Supervise a team of underwriters

evaluate new business & renewal submissions."

City	Education	Experience	Knowledge	Gross salary / year
Dallas	Masters Degree	12-16 Years	n/a	$90,000 USD

Senior Marketing Analyst

Posted 21 December 2018
Key knowledge and tasks

"CRM Lead
Project Management
Data Reporting & Analytics
Operational Process Development."

City	Education	Experience	Knowledge	Gross salary / year
Chicago	Bachelors Degree	4-8 Years	n/a	$80,000 USD

Senior

Posted 18 December 2018
Key knowledge and tasks

"Senior level high risk insurance."

City	Education	Experience	Knowledge	Gross salary / year
Omaha	Masters Degree	4-8 Years	n/a	$80,000 USD