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INSURANCE / SALARY
Average Salary - Insurance / United States UNITED STATES


SALARY SURVEYS

445

UPDATED
October 2024
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AVERAGE SALARY / YEAR MOST TYPICAL SALARY / YEAR
Gross income
Net (after tax)

$78,380 USD

£60,034 GBP
New York City

$102,412 USD

$42,000 USD

£32,169 GBP
Including "New York City"
Excluding "New York City"

Average Salary / Insurance / United States

Average salary for Insurance / United States is $78,380 USD per year. The most typical earning is $42,000 USD. All data are based on 445 salary surveys. Salaries are different between men and women. Men receive an average salary of $94,800 USD. Women receive a salary of $59,200 USD.

Based on education, the highest salaries receive people with Doctorate Degree with salary of $116,400 USD. The second most paid education level is Masters Degree with salary of $105,600 USD.

Different experiences affect earning as well. People with 16-20 Years of experience receive salary of $114,900 USD. Employees with 20+ Years of experience receive $101,100 USD.

Levels / Insurance / United States (Gross USD)

Salary Levels (USD) per Year Surveys [%]
$10,000 USD - $14,999 USD
0 n/a
$15,000 USD - $19,999 USD
2 100%
0.45%
$20,000 USD - $24,999 USD
14 99.55%
3.15%
$25,000 USD - $29,999 USD
16 96.4%
3.6%
$30,000 USD - $34,999 USD
23 92.81%
5.17%
$35,000 USD - $39,999 USD
23 87.64%
5.17%
THE MOST TYPICAL SALARY
$40,000 USD - $44,999 USD
34 82.47%
7.64%
$45,000 USD - $49,999 USD
34 74.83%
7.64%
$50,000 USD - $54,999 USD
32 67.19%
7.19%
$55,000 USD - $59,999 USD
14 60%
3.15%
$60,000 USD - $64,999 USD
28 56.85%
6.29%
$65,000 USD - $69,999 USD
25 50.56%
5.62%
$70,000 USD - $74,999 USD
11 44.94%
2.47%
$75,000 USD - $79,999 USD
22 42.47%
4.94%
$80,000 USD - $84,999 USD
21 37.53%
4.72%
$85,000 USD - $89,999 USD
9 32.81%
2.02%
$90,000 USD - $94,999 USD
15 30.79%
3.37%
$95,000 USD - $99,999 USD
5 27.42%
1.12%
$100,000 USD - $104,999 USD
21 26.29%
4.72%
$105,000 USD - $109,999 USD
3 21.57%
0.67%
$110,000 USD - $114,999 USD
13 20.9%
2.92%
$115,000 USD - $119,999 USD
7 17.98%
1.57%
$120,000 USD - $124,999 USD
8 16.4%
1.8%
$125,000 USD - $129,999 USD
9 14.61%
2.02%
$130,000 USD - $134,999 USD
4 12.58%
0.9%
$135,000 USD - $139,999 USD
4 11.69%
0.9%
$140,000 USD - $144,999 USD
6 10.79%
1.35%
$145,000 USD - $149,999 USD
2 9.44%
0.45%
HIGH SALARIES
$150,000 USD - $159,999 USD
8 8.99%
1.8%
$160,000 USD - $169,999 USD
4 7.19%
0.9%
$170,000 USD - $179,999 USD
4 6.29%
0.9%
$180,000 USD - $189,999 USD
2 5.39%
0.45%
$190,000 USD - $199,999 USD
2 4.94%
0.45%
$200,000 USD - $209,999 USD
5 4.49%
1.12%
$210,000 USD - $219,999 USD
2 3.37%
0.45%
$220,000 USD - $229,999 USD
2 2.92%
0.45%
$230,000 USD - $239,999 USD
1 2.47%
0.22%
$240,000 USD - $249,999 USD
2 2.25%
0.45%
$250,000 USD - $349,999 USD
8 1.8%
1.8%

Gender / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Men 219 $94,800 USD
2 Women 142 $59,200 USD

Education / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Doctorate Degree 15 $116,400 USD
2 Masters Degree 65 $105,600 USD
3 Bachelors Degree 217 $82,500 USD
4 Bellow H. School 3 $60,700 USD
5 High School 29 $58,300 USD
6 Some College 116 $55,900 USD

Experience / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 16-20 Years 34 $114,900 USD
2 20+ Years 110 $101,100 USD
3 12-16 Years 41 $85,600 USD
4 8-12 Years 81 $78,700 USD
5 4-8 Years 76 $65,400 USD
6 2-4 Years 44 $54,400 USD
7 1-2 Years 25 $48,400 USD
8 0-1 Year 34 $40,800 USD

Age / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 66-70 2 $145,000 USD
2 71-75 2 $132,500 USD
3 61-65 16 $124,800 USD
4 51-55 32 $116,800 USD
5 41-45 44 $97,200 USD
6 46-50 38 $93,500 USD
7 31-35 51 $81,500 USD
8 36-40 46 $71,400 USD
9 n/a 84 $68,000 USD
10 56-60 28 $67,900 USD
11 26-30 59 $61,400 USD
12 14-20 7 $49,300 USD
13 21-25 35 $48,500 USD
14 76-99 1 $45,000 USD

Work Type / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Self Employed 31 $99,900 USD
2 Permanent 376 $78,200 USD
3 Part Time 21 $63,700 USD
4 Contract 17 $61,600 USD

States / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Rhode Island 1 $160,000 USD
2 Arkansas 1 $130,000 USD
3 Wisconsin 4 $124,800 USD
4 North Carolina 14 $121,300 USD
5 New Jersey 4 $107,500 USD
6 Massachusetts 14 $102,400 USD
7 Missouri 14 $99,300 USD
8 New York State 27 $98,000 USD
9 Kansas 2 $96,300 USD
10 Louisiana 5 $92,800 USD
11 Illinois 28 $92,600 USD
12 Delaware 2 $88,000 USD
13 Alabama 2 $88,000 USD
14 Nebraska 2 $87,500 USD
15 Texas 59 $83,800 USD
16 Connecticut 4 $82,500 USD
17 Colorado 6 $81,200 USD
18 Maryland 13 $79,400 USD
19 District Of Columbia (DC) 4 $76,500 USD
20 Pennsylvania 14 $75,300 USD
21 California 39 $74,900 USD
22 Arizona 11 $72,600 USD
23 Nevada 2 $72,500 USD
24 Florida 29 $70,900 USD
25 Oregon 7 $70,000 USD
26 Washington State 9 $68,200 USD
27 Utah 8 $66,300 USD
28 Michigan 5 $65,200 USD
29 Georgia 17 $64,600 USD
30 Minnesota 9 $64,300 USD
31 Hawaii 1 $63,000 USD
32 Mississippi 2 $61,500 USD
33 Iowa 5 $61,200 USD
34 Tennessee 9 $52,100 USD
35 Ohio 13 $47,600 USD
36 Oklahoma 5 $46,900 USD
37 Idaho 1 $45,000 USD
38 South Carolina 2 $43,500 USD
39 Virginia 4 $42,600 USD
40 Indiana 6 $42,000 USD
41 Kentucky 8 $40,600 USD
42 North Dakota 2 $31,300 USD
43 Maine 2 $27,500 USD
44 Montana 1 $25,000 USD

Cities / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Charlotte 7 $162,100 USD
2 Madison 3 $126,700 USD
3 Lubbock 2 $120,000 USD
4 Colorado Springs 2 $117,500 USD
5 Fort Lauderdale 4 $107,000 USD
6 St. Louis 9 $106,100 USD
7 Dallas 25 $102,700 USD
8 Boston 13 $102,600 USD
9 New York City 25 $102,400 USD
10 Sacramento 6 $99,000 USD
11 Overland Park 2 $96,300 USD
12 Baton Rouge 4 $94,800 USD
13 Chicago 28 $92,600 USD
14 Irvine 3 $90,000 USD
15 Austin 9 $87,700 USD
16 Omaha 2 $87,500 USD
17 Kansas City 5 $86,900 USD
18 San Diego 5 $85,200 USD
19 Philadelphia 9 $83,600 USD
20 Phoenix 8 $83,200 USD
21 Hartford 4 $82,500 USD
22 Miami 6 $81,400 USD
23 Baltimore 13 $79,400 USD
24 --Other-- 28 $77,600 USD
25 Newark 3 $76,700 USD
26 Washington DC 4 $76,500 USD
27 Raleigh 3 $76,000 USD
28 Fort Worth 2 $75,100 USD
29 Los Angeles 12 $71,700 USD
30 Detroit 4 $70,300 USD
31 Portland, Oregon 7 $70,000 USD
32 Arlington 2 $68,500 USD
33 Salt Lake City 8 $66,300 USD
34 Minneapolis 8 $64,800 USD
35 Seattle 7 $64,800 USD
36 Atlanta 17 $64,600 USD
37 Orlando 5 $64,200 USD
38 Denver 4 $63,000 USD
39 Tampa 12 $62,100 USD
40 Jackson 2 $61,500 USD
41 Des Moines 5 $61,200 USD
42 Pittsburgh 5 $60,500 USD
43 Houston 12 $57,800 USD
44 San Francisco 7 $57,000 USD
45 Cincinnati 3 $57,000 USD
46 Nashville 8 $53,400 USD
47 Oklahoma City 3 $50,500 USD
48 Cleveland 7 $50,200 USD
49 Virginia Beach 2 $46,500 USD
50 Irving 3 $45,200 USD
51 Louisville 6 $45,100 USD
52 Columbia, South Carolina 2 $43,500 USD
53 Tulsa 2 $41,500 USD
54 Indianapolis 5 $40,000 USD
55 St. Petersburg 2 $36,000 USD
56 Columbus 3 $32,000 USD
57 Fargo, North Dakota 2 $31,300 USD
58 Portland, Maine 2 $27,500 USD

Careers / Insurance / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Risk Management Insurance 24 $105,400 USD
2 Life Insurance 11 $97,800 USD
3 Insurance Broker 27 $96,900 USD
4 Insurance Underwriter 55 $82,100 USD
5 Health Insurance 31 $82,000 USD
6 Commercial Insurance 41 $79,200 USD
7 Insurance Agent 44 $77,500 USD
8 Insurance 58 $77,300 USD
9 Title Insurance 7 $76,200 USD
10 Insurance Adjuster 48 $73,800 USD
11 Other Insurance Career 44 $68,400 USD
12 Insurance Sales 33 $64,400 USD
13 Marketing Associate Insurance 9 $61,700 USD
14 General Insurance 13 $53,400 USD

People's individual salary examples (surveys)

50/50  Underwriting Clerk (Woman)
Posted 07 August 2024

What I do?

"I have over 20 years of insurance experience."

City Education Experience Knowledge Gross salary / year
Seattle Some College 16-20 Years Advanced $42,900 USD

49/50  Insurance Technician (Woman)
Posted 17 November 2023

What I do?

"Workers comp."

City Education Experience Knowledge Gross salary / year
Riverside Some College 16-20 Years Advanced $55,000 USD

48/50  Producer (Man)
Posted 18 May 2023

What I do?

"Generate new business' to build book."

City Education Experience Knowledge Gross salary / year
Phoenix High School 1-2 Years Intermediate $130,000 USD

47/50  Chief Underwriting & Marketing Officer (Man)
Posted 10 September 2022

What I do?

"Operation of company activities. Supervision of staff, setting budgets. Marketing plans and activities."

City Education Experience Knowledge Gross salary / year
Austin Masters Degree 16-20 Years Expert $89,000 USD

46/50  Claims Manager (Man)
Posted 08 September 2022

What I do?

"Manage claims team."

City Education Experience Knowledge Gross salary / year
Durham Bachelors Degree 16-20 Years Advanced $125,000 USD

45/50  General Adjuster (Man)
Posted 01 September 2022

What I do?

"Inspect damages to homes and businesses. Write estimates, complete required letters."

City Education Experience Knowledge Gross salary / year
San Diego Bachelors Degree 16-20 Years Expert $145,000 USD

44/50  Director Strategy (Man)
Posted 14 April 2022

What I do?

"Strategic planning."

City Education Experience Knowledge Gross salary / year
Boston Bachelors Degree 4-8 Years Advanced $180,000 USD

43/50  Compliance Manager (Man)
Posted 06 April 2022

What I do?

"Analysis and Compliance."

City Education Experience Knowledge Gross salary / year
New York City Masters Degree 8-12 Years Expert $127,000 USD

42/50  Actuary (Man)
Posted 06 March 2022

What I do?

"Pricing, reserving, forecasting."

City Education Experience Knowledge Gross salary / year
Boston Bachelors Degree 2-4 Years Intermediate $112,000 USD

41/50  Selling Insurance (Man)
Posted 15 February 2022

What I do?

"To sell insurance to people."

City Education Experience Knowledge Gross salary / year
Denver Doctorate Degree 16-20 Years Expert $73,600 USD

40/50  Product Manager (Man)
Posted 13 January 2022

What I do?

"Reporting and Analytics."

City Education Experience Knowledge Gross salary / year
Chicago Bachelors Degree 1-2 Years Intermediate $85,000 USD

39/50  Automobile Damage Appraiser (Man)
Posted 02 January 2022

What I do?

"Accessing damage & cost to repair."

City Education Experience Knowledge Gross salary / year
Boston Some College 1-2 Years Advanced $72,000 USD

38/50  Supervisor (Man)
Posted 29 December 2021

What I do?

"Claims."

City Education Experience Knowledge Gross salary / year
Orlando Bachelors Degree 2-4 Years Intermediate $110,000 USD

37/50  Agency Owner (Man)
Posted 03 December 2021

What I do?

"Oversee a team of insurance agents."

City Education Experience Knowledge Gross salary / year
Baltimore Bachelors Degree 16-20 Years Expert $300,000 USD

36/50  Consultant (Man)
Posted 03 December 2021

What I do?

"Consulting."

City Education Experience Knowledge Gross salary / year
--Other-- Bachelors Degree 16-20 Years Advanced $190,000 USD

35/50  Medical Economics Manager (Man)
Posted 07 October 2021

What I do?

"Data analytics."

City Education Experience Knowledge Gross salary / year
Philadelphia Bachelors Degree 12-16 Years Advanced $110,000 USD

34/50  Adjuster (Woman)
Posted 23 September 2021

What I do?

"Process medical claims."

City Education Experience Knowledge Gross salary / year
Tampa Some College 4-8 Years Intermediate $44,200 USD

33/50  Insurance (Woman)
Posted 17 September 2021

What I do?

"Insurance."

City Education Experience Knowledge Gross salary / year
Dover, Delaware Bachelors Degree 4-8 Years Advanced $66,000 USD

32/50  Crop Insurance Adjuster (Man)
Posted 30 August 2021

What I do?

"Adjust damages."

City Education Experience Knowledge Gross salary / year
New York City Masters Degree 16-20 Years Advanced $110,000 USD

31/50  Account Rep (Woman)
Posted 29 August 2021

What I do?

"Insurance Knowledge."

City Education Experience Knowledge Gross salary / year
New York City High School 1-2 Years Advanced $65,000 USD

30/50  Sales (Man)
Posted 28 August 2021

What I do?

"Selling insurance."

City Education Experience Knowledge Gross salary / year
San Francisco Bachelors Degree 4-8 Years Intermediate $80,000 USD

29/50  Licensed Sales Producer (Woman)
Posted 25 March 2021

What I do?

"Personal lines broker-agent certificate."

City Education Experience Knowledge Gross salary / year
San Francisco Some College 8-12 Years n/a $42,000 USD

28/50  Senior Underwriter (Man)
Posted 13 December 2020

What I do?

"CPCU, ARM, AU; handle large property accounts. train new underwriters in my unit. Assist other underwriters with property questions."

City Education Experience Knowledge Gross salary / year
Dallas Bachelors Degree 20+ Years n/a $150,000 USD

27/50  Account Rep (Man)
Posted 01 December 2020

What I do?

"Chartered Financial Consultant."

City Education Experience Knowledge Gross salary / year
Cleveland Bachelors Degree 20+ Years n/a $18,000 USD

26/50  Vice President (Man)
Posted 29 September 2020

What I do?

"Marketing account executive. CPCU designation."

City Education Experience Knowledge Gross salary / year
Houston Bachelors Degree 12-16 Years n/a $234,000 USD

25/50  Business Development (Man)
Posted 16 September 2020

What I do?

"Creating new products, partnerships, and forays into adjacent markets."

City Education Experience Knowledge Gross salary / year
Madison Bachelors Degree 8-12 Years n/a $213,000 USD

24/50  Medicare Sales Rep (Man)
Posted 05 September 2020

What I do?

"Selling insurance."

City Education Experience Knowledge Gross salary / year
Sacramento Some College 4-8 Years n/a $130,000 USD

23/50  Eligibility Specialist (Woman)
Posted 09 August 2020

What I do?

"I determine eligibility for short term disability claims and FMLA."

City Education Experience Knowledge Gross salary / year
Portland, Maine Bachelors Degree 4-8 Years n/a $34,000 USD

22/50  Independent Insurance Agent (Man)
Posted 01 May 2020

What I do?

"Life Accident and Health Insurance License."

City Education Experience Knowledge Gross salary / year
Salt Lake City Some College 2-4 Years n/a $30,000 USD

21/50  Reinsurance (Man)
Posted 23 March 2020

What I do?

"Ceded and Assumed reinsurance underwriter."

City Education Experience Knowledge Gross salary / year
Charlotte Bachelors Degree 16-20 Years n/a $300,000 USD

20/50  IA&H Intern (Man)
Posted 09 October 2019

What I do?

"Its great and i love it."

City Education Experience Knowledge Gross salary / year
New York City Some College 2-4 Years n/a $30,000 USD

19/50  Placement Specialist (Woman)
Posted 16 August 2019

What I do?

"Data analytics, placement management."

City Education Experience Knowledge Gross salary / year
New York City Bachelors Degree 8-12 Years n/a $96,000 USD

18/50  Insurance Agent/CSR (Woman)
Posted 09 August 2019

What I do?

"Insurance sales and service for all personal lines."

City Education Experience Knowledge Gross salary / year
Atlanta Some College 20+ Years n/a $32,000 USD

17/50  Broker (Man)
Posted 30 July 2019

What I do?

"Selling Insurance and account management."

City Education Experience Knowledge Gross salary / year
Sacramento Some College 20+ Years n/a $112,000 USD

16/50  Business Transformation Manager (Man)
Posted 19 July 2019

What I do?

"A business transformation manager is responsible for identifying an area of opportunity within a company and implementing processes to change its performance for the better. In this career, your job duties include overseeing all aspects of the company, implementing any procedural change necessary, and improving how the people in the company perform through measurable improvements. The qualifications needed for a career as a business transformation manager include a bachelor’s degree in business management. However, since this is an advanced position, many employers require a master’s degree. You also need strong organizational and leadership skills."

City Education Experience Knowledge Gross salary / year
Baltimore Masters Degree 12-16 Years n/a $90,000 USD

15/50  Managing Agent (Man)
Posted 01 July 2019

What I do?

"Writing insurance products and such."

City Education Experience Knowledge Gross salary / year
Irving Some College 8-12 Years n/a $75,000 USD

14/50  Underwriting Assistant (Woman)
Posted 12 June 2019

What I do?

"Rating New and renewal business, endorsements, invoicing, filings, ordering loss control, binding, oden notices."

City Education Experience Knowledge Gross salary / year
Atlanta Some College 20+ Years n/a $42,000 USD

13/50  Senior Health Analyst (Man)
Posted 10 June 2019

What I do?

"State regulatory analyst."

City Education Experience Knowledge Gross salary / year
Boston Bachelors Degree 20+ Years n/a $78,000 USD

12/50  LIFE INSURANCE AGENT (Woman)
Posted 09 June 2019

What I do?

"I SELL LIFE INSURANCE, MORTGAGE PROTECTION, AND FIXED ANNUITIES."

City Education Experience Knowledge Gross salary / year
Tampa Some College 20+ Years n/a $50,000 USD

11/50  Manager (Woman)
Posted 24 May 2019

What I do?

"Insurance Sales & Service."

City Education Experience Knowledge Gross salary / year
Honolulu High School 16-20 Years n/a $63,000 USD

10/50  Senior Vice President (Man)
Posted 17 April 2019

What I do?

"Responsible for P&L of countrywide book of insurance. Staff management, key client relations."

City Education Experience Knowledge Gross salary / year
Dallas Some College 20+ Years n/a $225,000 USD

9/50  Claims (Man)
Posted 10 March 2019

What I do?

"Doing Claims reports for Auto and Homes."

City Education Experience Knowledge Gross salary / year
Spokane Bachelors Degree 0-1 Year n/a $40,800 USD

8/50  Sales Support Coordinator (Man)
Posted 08 March 2019

What I do?

"I am responsible for quality control and sales support for call center of licensed insurance agents."

City Education Experience Knowledge Gross salary / year
Houston Bachelors Degree 12-16 Years n/a $32,000 USD

7/50  Sales Agent (Man)
Posted 01 March 2019

What I do?

"Provide property insurance to customers."

City Education Experience Knowledge Gross salary / year
Tulsa Some College 20+ Years n/a $45,000 USD

6/50  Property Claims Adjuster III (Man)
Posted 20 February 2019

What I do?

"Manage an examiner desk, properly adjusting large property claims."

City Education Experience Knowledge Gross salary / year
Dallas Bachelors Degree 20+ Years n/a $92,000 USD

5/50  Manager (Woman)
Posted 13 February 2019

What I do?

"Sales, Services and retention."

City Education Experience Knowledge Gross salary / year
Chicago Bachelors Degree 20+ Years n/a $60,000 USD

4/50  Insurance Contract Specialist (Man)
Posted 16 January 2019

What I do?

"I oversaw all the P&C insurance for the school district, read contracts and negotiated terms for the district's insurance. I did accident investigations."

City Education Experience Knowledge Gross salary / year
Fort Worth Bachelors Degree 16-20 Years n/a $85,000 USD

3/50  AVP, Account Executive (Woman)
Posted 11 January 2019

What I do?

"Consulting, managing team, presentation to c-suite."

City Education Experience Knowledge Gross salary / year
St. Louis Bachelors Degree 12-16 Years n/a $125,000 USD

2/50  Underwriting Manager (Woman)
Posted 08 January 2019

What I do?

"Supervise a team of underwriters evaluate new business & renewal submissions."

City Education Experience Knowledge Gross salary / year
Dallas Masters Degree 12-16 Years n/a $90,000 USD

1/50  Senior Marketing Analyst (Man)
Posted 21 December 2018

What I do?

"CRM Lead Project Management Data Reporting & Analytics Operational Process Development."

City Education Experience Knowledge Gross salary / year
Chicago Bachelors Degree 4-8 Years n/a $80,000 USD




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